Auteur/autrice : John
Startup culture tends to celebrate what people can see. The new product. The clever feature. The funding announcement. The sudden jump in users that turns a small company into something everyone seems to be talking about overnight. Far less attention goes to what happens behind the screen. Every digital startup depends on layers of infrastructure that most customers will never notice: cloud platforms, servers, storage, networks, power systems, data centers, security tools, and the physical supply chains required to keep those systems expanding. When that infrastructure works, it disappears into the background. When it doesn’t, innovation can stop surprisingly quickly.…
Hello and welcome to Eye on AI. In this edition: OpenAI details two week training pause, more security controls following Hugging Face hack. Anthropic on course for $65 billion in annual revenue. OpenAI debuts ChatGPT for teens. Can AI models figure out the rules of the game? I’m just back from three weeks of vacation. Thanks to my colleagues Bea Nolan and Emily Forlini for holding down the fort here while I was away.For much of that time, I was engaged in outdoor activities—camping, hiking, kayaking, fishing, running, and swimming—or indoor ones that are not digitally-mediated, such as dining out…
Fintech transformed the customer experience. The harder problem is the institutional, regulatory and liquidity stack that sits behind an international transfer.The paradox of modern cross-border paymentsOver the past two decades, fintech has dramatically changed how people and businesses initiate payments. Mobile apps have replaced branch forms, APIs have automated treasury workflows, digital wallets have expanded access and real-time tracking has made the customer experience more transparent. Yet the economics of moving money between countries remain stubbornly different from moving money within one country.The Financial Stability Board’s 2025 review of the G20 cross-border payments roadmap found only slight global improvement since…
Fintech transformed the customer experience. The harder problem is the institutional, regulatory and liquidity stack that sits behind an international transfer.The paradox of modern cross-border paymentsOver the past two decades, fintech has dramatically changed how people and businesses initiate payments. Mobile apps have replaced branch forms, APIs have automated treasury workflows, digital wallets have expanded access and real-time tracking has made the customer experience more transparent. Yet the economics of moving money between countries remain stubbornly different from moving money within one country.The Financial Stability Board’s 2025 review of the G20 cross-border payments roadmap found only slight global improvement since…
CIOs and CTOs spent years lauding AI. Now, as costs surge, they’re putting limits on how it’s used
Chief Information Officer Stephen Franchetti has enthusiastically embraced a wide array of artificial intelligence tools to bolster workflow automation for the tech firm’s 4,100 employees. At tech firm Samsara, Franchetti has authorized Anthropic’s Claude, Google’s Gemini, OpenAI’s ChatGPT, and the AI coding agent Cursor, while also developing an internal system that monitors all AI expenses that can be tracked on a daily basis. More recently, Samsara has capped usage for some non-technical employees, while some groups like research and development—which need AI for more intensive coding and data analysis—have more room to experiment. “It took us a while to settle…
Large cap mutual funds continue to be a popular choice for investors who want equity exposure through established and financially strong companies. But with several large cap funds delivering good returns, the real question is: how do you identify funds that have been consistent across different market cycles? The answer is rolling returns — and that is exactly what this analysis is based on. In this article, I will walk you through the 5 Best Large Cap Mutual Funds to Invest in 2026, based on 3-year and 5-year rolling returns over a long historical period, along with downside analysis and…
‘A prisoner can oppose incarceration while remaining confined’: The paradox of Gen Z, capitalism, and consumption
“A worker can oppose capitalism while still being forced to sell labor and buy necessities,” the reader wrote to me, “just as a prisoner can oppose incarceration while remaining confined.” Buying a secondhand jacket or a $5 treat—or waiting on a long line in a bout of “democratized snobbery” or “conspicuous waiting”—doesn’t abolish wages, rent, debt or the fact someone else owns the means of production. It just changes how a person survives inside a system they have no way to leave. He’s right. Just because you spend money in capitalism doesn’t mean you love it as a way of…
On Wednesday, at the end of the day in London, Google CEO Sundar Pichai and Google DeepMind CEO Demis Hassabis had some news for employees. Hassabis, DeepMind’s co-founder and the lab’s longtime steward, was giving up the CEO title and moving to a chairman role, they said. Minutes later, the news broke that long-time chief scientist Jeff Dean and several other prominent researchers were leaving the company. Staff in DeepMind’s London office were shocked. They had questions. Was the move a promotion or a demotion? Would Hassabis retain real influence over DeepMind’s direction? And was Google finalizing a power shift…
Hitachi’s CIO says the Japanese conglomerate’s enterprise AI strategy isn’t one-size-fits-all
It has been over three-and-a-half years since the debut of OpenAI’s ChatGPT spurred booming corporate interest in generative artificial intelligence tools to remake work. And yet Hitachi, which employs nearly 290,000 globally, still hasn’t deployed a single, enterprise-wide AI tool for all workers across the Japanese conglomerate. This more cautious approach may prove to be prudent for Hitachi, given that research has shown a high number of enterprise AI pilots fail and a debate that’s intensified regarding the cost of AI, leading most large employers like Hitachi to closely track workplace AI usage as costs rise. Bala Krishnapillai, the senior…
Singapore’s stock market raced to new highs in June 2026. Yet, over the past decade, the local market’s returns have lagged the US stock market’s. Then again, should investors even bother with businesses located half a world away? So here’s the thing: if you add up the value of all the businesses listed on the US stock market, it would be close to US$75 trillion, making it the world’s largest stock market. Because the US is the world’s biggest economy, its stock market is home to a far larger universe of businesses that provide more stocks for investors to consider. …
